Financial Products

We offer a suite of financial services that function as stand alone products or integrated into our partners brands.

  • Installment Loans (prime, non-prime, sub-prime), Tax Bank Products (refund transmittals, advances, refund loans), Prepaid Cards & Credit Lines.


Decision Science

Data-driven approach to maximize returns, reduce defaults and keep the numbers moving in the right direction.

  • Scorecards, Risk Models, Fraud Suppression & Underwriting

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Science meets art in customized, brand consistent campaigns. We analyze, test and refine portfolio performance, creative response and consumer action data to optimize response and conversion.

  • Product Design, Website, Customer Segmentation, Direct Mail, E-Mail, Re-targeting, Retention Strategies and more.


Operations & Features

From first contact through pay-off, renewal or product transition our services support our partners, our products & our customers needs.

  • ACH Processing, Push Payments, Wire Generation, Application & Self Service Portals, Onsite Call Center & Customer Service Platform


Data Analytics

Big data or small, we dig into the numbers and look for patterns, performance, insights and ideas. Our quantitative approach provides effective solutions that drive results for the lender, strengthen the portfolio and benefit the consumer.

  • Dashboards, Machine Learning & Data Science


From code development and testing to finished product, we deliver secure, scalable systems for each of our products that can integrate into performance and analytic dashboards.

  • Full Feature Sandbox, API Modeling, Cloud Storage, Secured Backup & Telephony



Our compliance team reviews and monitors marketing materials, customer service interactions or vendor contracts against each product partners institutional guidelines as well as state and federal regulations.

  • Communication Channels, Disclosures, Call Center Scripts, 3rd Party Agreements