Smart Data, Smarter Partners.

Data is one of your most valuable assets. But you may only be scratching the surface of the power that lies within the depths of this rich resource. We identify key data points that can be used to decrease risk, increase margins and scale your automation.

Smart Data, Smarter Partners.

Data is one of your most valuable assets. But you may only be scratching the surface of the power that lies within the depths of this rich resource. We identify key data points that can be used to decrease risk, increase margins and scale your automation.

Automated Solutions

The only way to compete and win in today’s world is with intelligent automated solutions. At BorrowWorks, we’re leading the way, employing AI as a growth strategy for our clients in multiple financial realms. We carefully manage your data across the enterprise architecture with appropriate controls and governance. In addition to delivering cost savings, these initiatives become revenue generators.

Cloud Architecture

Cloud technology has changed the game for Fintech companies, enabling them to advance their business models and deliver highly-targeted services at a lower cost – and at an accelerated pace. BorrowWorks is at the forefront in using cloud architecture to obtain increased security with reduced infrastructure. Our cloud computing solutions can scale up or down to accommodate cyclical volumes and as your business needs fluctuate.

World-Class Technology

Technology means nothing unless it’s in the hands of those who embrace its power. The BorrowWorks team consists of highly-skilled data scientists and technologists who constantly work to provide deeper insights into your data, improve critical algorithms and validate those results. Blending our start-up mindset with an old-school work ethic, we continue to invest in technology to improve performance, respond to competitive threats and capture partnership opportunities.

Data Insights

It’s not just about the quantity of data, but also the quality and interpretation of the information. We help financial institutions harness the power of big data by gleaning meaningful insights from disparate data sets. We know that success isn’t always achieved by completely new modeling approaches or the most complex algorithms, but by the ability to combine advanced analytics and distinctive data sources with business fundamentals. Coupling this expertise with continuous user testing has positioned us as a robust industry leader.

Best Solution for YOUR Business

Products and Services

We don’t push products. Instead, we have a full menu of offerings that we customize to meet your needs and help you achieve your goals – not just today, but every day in your company’s evolution and growth.

Decision Science

Scientific data analysis, processes and algorithms are used to extract knowledge, develop products or provide insights from your data.

ACH Processing

Compliant and controlled interface that enables FI’s to generate low-cost ACH transfers to collect payments and distribute funds.

Product Strategy

Business process analysis incorporating market conditions and partner goals helps  create successful product paths.

Risk Mitigation

Decision science provides a constant analysis of all influential factors in your data to empower quick risk-related actions.

Technology

Software development and system interface analysis customized to your specific needs, market position and objectives.

Compliance

A complex regulatory environment requires ongoing, diligent compliance evaluations to remain within PCI compliance guidelines.

Who are our typical partners?

Banks, fintech, processors, lenders and related organizations rely on our powerful combination of technology intelligence, risk management experience and compliance expertise to help them take new products to market.

Small banks become big banks with our compliant technology and data solutions. Mining all transaction types, we turn big data into big business.

Money moves at the speed of light and customers expect instant feedback. Our mobile-friendly integrations deliver funds straight to consumer pockets.

Track cost, volume and defaults with our smart scorecards. We make generational shifts in your models so you can scale profit with less cost and reduced risk.

What can our partners expect?

A Multi-Layered Approach

In the tech world, it’s not uncommon to find products that look great but have poor underlying functionality or services that have been beautifully coded but are a user experience nightmare. At BorrowWorks, we build solutions that deliver excellence in every layer, optimizing success at every point in the transaction.

User Interface / Experience

Since customers are quick to abandon a service if the user experience (UX) is frustrating, we place a great emphasis a science-driven user interface (UI) design.

Cloud Architecture and SaaS

This layer is comprised of on-premise assets, cloud resources, Software as a Service (SaaS) and middleware.

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Database and Security

The foundation of any fintech product is a well-managed database that employs the highest level of data security.